Argwings-Kodhek, Gem2025-11-252025-11-252004https://tegemeo.egerton.ac.ke/images/_tegemeo_institute/downloads/publications/working_papers/wp12.pdfhttp://41.89.96.81:4000/handle/123456789/3332enFeastFamineFeast and Famine: Financial Services for Rural KenyaArticle